Who Provides a Rental Car After an Accident in Las Vegas?
After a car accident, one of the first questions most people have is: “How am I supposed to get around now?” Between doctor appointments, work, and daily errands, losing access to your vehicle can cause serious stress. At Banda Law Group, our Las Vegas personal injury lawyers often help clients navigate this exact situation — including how to obtain a rental car while your vehicle is being repaired or replaced.
Here’s what you need to know about who provides a rental car after an accident in Nevada and how to protect your rights in the process.
1. If the Other Driver Is At Fault
If another driver caused the accident, their auto insurance company is typically responsible for paying for your rental car. This usually falls under their property damage liability coverage.
However, don’t expect the insurance company to act quickly. It can take time to investigate fault and approve the claim. A Las Vegas car accident attorney can help push the process forward and make sure the insurer provides the coverage you’re entitled to.
2. If You Have Rental Reimbursement Coverage
If you carry rental reimbursement coverage as part of your own auto insurance policy, your insurer may provide you with a rental car immediately — even before fault is officially determined.
Your company may later seek reimbursement from the at-fault driver’s insurer through a process called subrogation, so you don’t have to wait for their approval before getting back on the road.
3. If You Don’t Have Rental Coverage
If you don’t have rental reimbursement coverage and the other driver’s insurer is disputing fault, you may have to pay for a rental out of pocket temporarily. Keep all receipts — these costs can often be recovered later once liability is established.
An experienced personal injury lawyer in Las Vegas can communicate directly with insurance adjusters to ensure your rental expenses are included in your settlement demand.
4. How Long Can You Keep the Rental Car?
Typically, you’re allowed to keep the rental car for as long as it reasonably takes to repair your vehicle or settle the total loss claim; however, there are usually limits. Many insurance policies include a 30-day rental coverage allowance, or may only extend coverage for only a few days after a total loss offer is made. Despite these provisions, insurance companies sometimes try to cut rental coverage short. Having an attorney from Banda Law Group on your side can help ensure the insurer honors your policy and doesn’t end coverage prematurely or impose unfair rental terms. The time allowances can very in every situation, making it that much more important to discuss it with an attorney.
5. Steps to Take After the Accident
To make sure your rental car is covered:
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File a claim with both your insurance company and the at-fault driver’s insurer.
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Get a copy of the police report.
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Save all repair estimates and communication records.
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Avoid accepting early settlement offers that don’t include your rental costs.
Banda Law Group Can Help You Get Back on the Road
Dealing with insurance companies after an accident can be confusing — especially when you’re just trying to get your life back to normal. The Las Vegas personal injury attorneys at Banda Law Group can handle the insurance process for you, fight to secure your rental reimbursement, and pursue the full compensation you deserve for your injuries and property damage.
If you’ve been in a car accident in Las Vegas, contact Banda Law Group today for a free consultation. Let our experienced team handle the legal and insurance details so you can focus on recovery.